INTERMEDIARY DISCLOSURE NOTICE IN TERMS OF THE FINANCIAL ADVISORY AND INTERMEDIARY SERVICES ACT, ACT NO 37 OF 2002 “FAIS”

Sandy Wingfield-Turner & Associates (PTY) Ltd

2013/084605/07

FSP Registration Number : 4679

VAT Number : 4950198640

Physical Address : 10 Windsor Crescent, 1 Blessing Ninela Road, Hillcrest, 3650

Postal Address : PO Box 1806, Hillcrest, 3610

Telephone : (031)7653204

Telefax : (031) 7653203

eMail : shirley@eswt.co.za  penny@eswt.co.za  sandy@eswt.co.za

Web : www.eswt.co.za

FULL NAMES, TITLE AND DESIGNATION OF FINANCIAL PLANNER

Elizabeth Sandra (Sandy) de Bruyn, Key Individual and sole member of Sandy Wingfield-Turner & Associates (PTY) Ltd

MOBILE AND EMAIL CONTACT DETAILS

+27 082 462 8747                                     sandy@eswt.co.za

1.         LEGAL STATUS OF SANDY WINGFIELD-TURNER & ASSOCIATES (PTY) Ltd AND THE FINANCIAL PLANNER

Sandy de Bruyn is an independent intermediary and Key Individual of Sandy Wingfield-Turner & Associates (PTY) Ltd, a licenced Financial Services Provider (FSP) in terms of the Financial Advisory and Intermediary Services Act (FAIS), Act 37 of 2002, a copy of which is available for inspection.

Sandy Wingfield-Turner & Associates (PTY) Ltd holds professional indemnity insurance underwritten by Santam Insurance Limited.

2.         FINANCIAL SERVICES AND PRODUCTS

2.1      Sandy de Bruyn is authorized and accredited to render advice and intermediary services in respect of the following financial products:

  • Retirement products, including Retirement Annuities, Living Annuities, Preservation Funds
  • Investment products, both local and offshore
  • Life Assurance and Risk Benefits related to personal, estate and business continuity planning

2.2      Sandy Wingfield-Turner & Associates (PTY) Ltd and Sandy de Bruyn offer financial products from a variety of product suppliers, details of which are available on request.

3.         EXPERIENCE AND QUALIFICATIONS OF SANDY DE BRUYN

Sandy de Bruyn has been providing financial advice and intermediary services for more than 35 years and has extensive experience in respect of retirement, investment, estate, risk and tax planning and has successfully completed all required qualifications pertaining to the ambit of her profession.

Sandy de Bruyn is an associate member of the Financial Planning Institute of South Africa.

4.         CONFLICTS OF INTEREST

4.1      Sandy de Bruyn and Sandy Wingfield-Turner & Associates (PTY) Ltd do not hold, directly or indirectly, more than 10% of any product provider’s shares.

4.2      In the last financial year, Sandy de Bruyn and Sandy Wingfield-Turner & Associates (PTY) Ltd did not receive more than 30% of their total fees or commissions from any one product provider.

4.3      A Conflict of Interest Management Policy is maintained by Sandy Wingfield-Turner & Associates (PTY) Ltd and is available for inspection upon request.

5.         FEES STRUCTURE OF SANDY WINGFIEND-TURNER & ASSOCIATES (PTY) Ltd

At all times, fees are disclosed in writing prior to implementation of any business transaction and Sandy Wingfield-Turner & Associates (PTY) Ltd receives fees from product companies with whom we interact on your behalf.

6.         COMPLIANCE WITH FINANCIAL ADVISORY AND INTERMEDIARY SERVICES ACT “FAIS

The compliance of Sandy Wingfield-Turner & Associates (PTY) Ltd with the FAIS Act is monitored by Debbie Smith of ICMS, a licenced Compliance Practice number 4851 who is contactable on 072 550 8238 or email dsmith@compliancesolution.net

7.         CONFIDENTIALITY

All information will be kept confidential by Sandy Wingfield-Turner & Associates (PTY) Ltd unless authorised in writing by the client.

FINANCIAL INTELLIGENCE CENTRE ACT (FICA)

Please note that in terms of the Financial Intelligence Centre Act (FICA), Sandy Wingfield-Turner & Associates (PTY) Ltd is obliged to report suspicious and unusual transactions that may facilitate money laundering to the authorities.

Contact particulars of the FAIS Ombudsman: PO Box 74571, Lynnwood Ridge 0040 – Telephone (012) 470 9080 Telefax (012) 348 3447

Email info@faisombud.co.za or on the web at www.faisombud.co.za.

  1. 9.         BASIS OF ADVICE

In order for us to provide you with appropriate advice and financial products it is important that furnish us sufficient particulars of your financial affairs and/or requirements.  This enables us to correctly determine a course of action appropriate to your specific needs.

In order to help ensure that your  financial commitment is appropriate to your needs you are strongly advised to ensure that you have all the necessary documentation and information that you require from ourselves prior to the final decision being taken.

CLIENT ACKNOWLEDGEMENT

I/We _________________________________ the undersigned, hereby acknowledge receipt of this “Disclosure Notice” from Sandy Wingfield-Turner & Associates (PTY) Ltd and have read and understand the terms contained in the document.

Signed  at  ____________________________________ this ________ day of __________________________ 20 ____.

_______________________________________

SIGNATURE OF CLIENT

ANNEXURE A

Product Supplier   Physical Location   Postal Address & Telephone  Contact Details: Compliance Dept  Contact Details: Complaints Dept
Allan Gray Portswood SquareDock RoadV&A WaterfrontCape Town8001 PO Box 516051st Floor, Block BV&A Waterfront8002 info@allangray.co.za info@allangray.co.za
Momentum 268 West AvenueCenturium0157 PO Box 7400Centurium0046 compliance@momentum.co.za complaints@momentum.co.za
Old Mutual Mutual ParkJan Smuts DrivePinelandsCape Town PO Box 66Cape Town8000 0860 300 000 PO Box 80Mutual Park7451
Old Mutual International Albert House, South EsplanadeSt Peter PortGuernseyGY1 1AW Albert House, South EsplanadeSt Peter PortGuernseyGY1 1AW contact@omiadmin.com contact@omiadmin.com
Investec 100 Grayson DriveSandtonJohannesburg2196 PO Box 785700Sandton2146 comcentre@investecmail.com comcentre@investecmail.com
Prudential 181 Jan Smuts DriveRosebank2196 PO Box 963Saxonwold2132 unittrustoperations@prudential.co.za unittrustoperations@prudential.co.za
RMB IS La Plaiderie HouseSt Peter PortGuernseyGY1 1WF La Plaiderie HouseSt Peter PortGuernseyGY1 1WF client.services@rmb-is.com client.services@rmb-is.com
Marriott 2 Delamore RoadHillcrest3610 PO Box 2099Hillcrest3650 complianceofficer@marriott.co.za info@marriott.co.za
Nedgroup Investments BOE ClocktowerClocktower PrecinctV&A WaterfrontCape Town, 8001 PO Box 1510Cape Town8000 clientservices@nedgroupinvestments.co.za clientservices@nedgroupinvestments.co.za
Altrisk 1st Floor, Etana House22 Oxford RoadParktown PO Box 2944Pinegowrie2123 kim@finn.co.za kim@finn.co.za
Liberty 1 Ameshoff StreetBraamfonteinJohannesburg2001 PO Box 10499Johannesburg2000 opspcd@liberty.co.za opspcd@liberty.co.za
Stanlib 17 Melrose BoulevardMelrose Arch2196 Po Box 202Melrose Arch2076 contact@stanlib.com contact@stanlib.com
Sanlam 2 Strand RoadBellville PO Box 1Sanlamhof7532 info@ombud.co.za info@ombud.co.za
Standard Bank Offshore Standard Bank House1 Circular RoadDouglasIsle Of ManIM1 1SB Standard Bank House1 Circular RoadDouglasIsle Of ManIM1 1SB sbiom@standardbank.com sbiom@standardbank.com
Metropolitan Parc Du Cap ComplexMispel RoadBellvilleCape Town PO Box 2212Bellville7535 info@metropolitan.co.za complaints@metropolitan.co.za